What method is used to mitigate message rejections and failures in RTP?

Immediate responses to messages in the Real-Time Payments (RTP) system are essential for mitigating message rejections and failures. The operation of RTP is designed around providing prompt acknowledgment of messages, which enables immediate feedback for both payment initiators and recipients. This immediate communication allows any issues or errors to be quickly identified and addressed, significantly reducing the likelihood of transaction failures.

When a payment message is sent, an immediate response can confirm whether the transaction has been accepted or if there are any issues that need to be resolved. This rapid exchange of information is crucial for maintaining the efficiency and reliability of real-time payment systems, allowing participants to take swift corrective actions when necessary.

In contrast, other methods like delaying response times, compiling messages for batch processing, or relying on manual verification can introduce lag or potential for errors, ultimately leading to higher rejection rates and failures. Therefore, the approach of providing immediate responses supports the overall success of transactions within the RTP framework.